Home Equity Contract Investment Strategy
The Kingsbridge Alternative Strategies Fund, LP offers investors the opportunity to participate in the innovative, emerging asset class of Home Equity Investment Contracts (HEICs). Home Equity Investment Contracts are structured residential real estate option purchase agreements with protected downside participation and accelerated upside participation. The contracts are secured by a performance deed of trust on U.S. Residential Real Estate. Learn more about HEICs or about our Home Equity Contract investment strategy below.
Home Equity Investment Contracts are structured residential real estate option purchase agreements with risk-adjusted downside participation, and accelerated upside participation. The contracts are recorded by a performance deed of trust for U.S. Residential Real Estate.
As a non-debt solution, homeowners are able to gain access their largest asset, their home equity.
The Economics of Our Home Equity Contract Investment Strategy
Over $12 Trillion in U.S. Owner-Occupied Home Equity
For two-thirds of U.S. homeowners, home equity is their largest asset, and home equity is greater than any investment or retirement savings
In the past, there have only been three ways for homeowners to access their home equity:
• Sell the home
• Mortgage cash out refinance
• Home equity cash out or Home Equity Line of Credit (HELOC)
Home Equity Investment Contracts are a new tool available for homeowners to access liquidity using their home equity.